August 5, 2021

19 thoughts on “Is a well-planned retirement definitely a meaningful one when the “big” day arrived?

  1. Rolf,

    The Tao is strong in you, oily man 😉

    Actually, thanks to LP's recent post on ticking boxes and procrastination, it crystallised my appreciation of why some prefer tick boxes, do excessive planning, live in the future, etc.

    It makes me more humbled and grateful for what I have NOW. And how LUCKY things have turned out for me.

    1. Hi Jared,

      For a start I thought "Tao" means "stuck up", until I realise it is Tao = Taoism related.

      Now is not just oily but dirt cheap and smelly and dirty. People in the industry is suffering one of the worst crisis ever.

      LP's post is inferred from a Ted talk which I watched too!

      What you have today is what you have done in the past. Saying "Lucky" is a good excuse for people with higher EQ as saying "I am humble!" haha.

      Being grateful and appreciative of present in contrast to what many believe as retarding progress, is in fact the exact opposite allowing individual to be humble and keep on learning and progress in a steady and sustainable manner.

  2. We should be living with both wings. Living now and planning for sustainable living in the future so we will have the resources to enable it.

    Financial planning is NOT to squeeze ourselves so hard e.g. packing last night leftover food as lunch and heard one real story of splitting morning breakfast bee hoon for breakfast and lunch. Saving in the extreme.

    1. LOL!


      I think we'll make a good doubles pair in racquet sports.

      I left handed; you right handed 😉

    2. Hi CW, and Jared,

      I always like balance and prefer to be able to play with left and also right hand. Of course train one hand at a time.

      So very frankly, I prefer to be a cross between ant and grasshopper.

      Can grasshopper and ant mate? LOL


  3. Squeezing ourselves hard and saving in extreme maybe good for those who just started out with tight budget particularly entrepreneur wannabe. It help to hone their AQ. They can be good to themselves after they have made improvement to their situation!

    1. Hi Anonymous,

      Agree 🙂 As long as the person squeezing himself know that this is only temporary and he will pull through this difficult period.

      I also wrote an article about :

      “In life, you will not suffer forever, but you will definitely suffer for a period of time. If you run away from short term sufferings, you will definitely suffer forever!”

  4. Doing what u like is freedom, liking what u do is happiness.

    Money give u freedom, not happiness.

    Your mind give you happiness

  5. Rolf,
    I've only started reading your articles for a few months… and I especially like this article of yours 🙂 Another great article!
    Think uncle CW probably tick all the boxes on the things that we need to take care of or plan way before we reach retirement.

    1. Hi DP,

      Thanks for reading my articles. Hope it helps in the slightest manner for you.

      Uncle CW not just tick all boxes. He is sometimes an ant and sometimes a fisherman….

      If you are lucky, you can find the grasshopper somewhere jumping with laughter each day. LOL

  6. Living in the moment, that is NOW. Past is just fleet of thought. Future depend on NOW. I believe this is TAO of living. But saying is easy, doing is difficult.

    1. Hi Anonymous,

      Yes, but I still believe in planning also.

      Enjoy the past, live now and plan for the future!

      Life itself is difficult, so we should not make it more difficult. But while doing now is difficult, it is to make life easier tomorrow. If you think of the fruits, then maybe it can be slightly more easier to do NOW.

  7. Hello Rolf
    As the saying goes, "Life is short at best, procrastination is the thief of time" – Charles Dicken

    The challenge I think lies more in the uncertainty that people are fearful of (whatever the media paints to us each day and how much we believe it) which puts a halt to what they want to do in life.

    The "doing" part of retirement is somehow carry forward to some future time while the present moment is spent accumulating, worrying, planning and the more uncertain the future looks to a person, the faster, harder he works. It's like a mouse trap in a wheel running round and round all day long.

    So where got time as the local would say in their colloquial English, haha.

    I like it when you say spent half hour then increase it gradually over time on the things we love doing. I have recently started gardening and from one pot in last Dec, I have now started buying seeds online to planning to collect horse poo soon , haha

    We must all believe that this world we live, created by God is full of abundance and we are here on Earth to enjoy lives, to prosper and to pass on the knowledge to others…….(my humble opinion)

    Being close to Nature, talking to my plants and watching them grow is therapeutic and help me to destress. Away from the concrete jungle and office politicking of yesteryears, I wonder why it took me years to realise the simplicity of life. Just keep it simple.

    Nice article ,keep up the great work!!

    1. Hi Mr. Chua,

      Thanks for dropping by and the extremely well written comment.

      I am sincerely happy for you that u r able to find your passion associated with nature to give u a great sense of inner peace.

      "We must all believe that this world we live, created by God is full of abundance and we are here on Earth to enjoy lives, to prosper and to pass on the knowledge to others…….(my humble opinion)"

      I am totally agreeing to the above statement. Keep life simple, and instead we have abundance. Then we need to pass on whatever good knowledge/deeds, so that people or the community around us can benefit from it. So, Happiness is not so tough after all, unless we humans complicate it ourself.


  8. Hello Rolf

    Been a long time since my last comment. Still have that fire in you after reading your post. Haha.

    I tried doing some post retirement activities now but the mood and the activities just need more time to adjust. Like smol, can you sleep until wake up naturally every day when you are working and not neglecting other aspects of your life? Going to a place knowing you got 30 mins and knowing you got the rest of your day is very different. I tried. But agreed good to live now. We should always 🙂

    1. Hello FD,

      How r u? Hope all is good.
      People who know me always say I am full of energy. Hopefully I can keep up with that till old age.

      Yeah, kind of miss your fiery self as well. Keep up the mood and momentum.

      I guess I m not extremely deprive from sleep until wake up naturally. 🙂

      And while it makes me feel good for that moment when awake naturally instead of alarm, but even if I am unable to do that, what really keep my energy level going is what I will do after I wake up. This is something I placed even more emphasis on.

      Like u said, the key is seeking happiness NOW and not just deferring to that so called day!

      Whether we r truly happy or not, sometimes, we human beings like to be claimed we r very happy as we can almost see everyone is so happy on Facebook! – call it self-esteem, ego, call it self denial or even unawareness.

      So stop for a second and maybe close people around us can tell us if we are really happy NOW?

  9. Time freedom is something that most and if not all employees can't afford it. Some self-employed may afford it at higher level.

    E.g. Uber car driver vs. SBS Bus driver.

    1. Yes, but many people I know who stop work for 1-2 yrs to take a break have lots of time but they just "nuah" and never do anything constructive. some even cause lots of trouble for their close ones with the extra time.

      Time freedom is important for people who knows exactly or eventually what they want to do!

      Well… I will tell u my experience one day if I have all the freedom in time.

Leave a Reply

Your email address will not be published. Required fields are marked *

%d bloggers like this: