July 26, 2021

13 thoughts on “What am I doing during the recent STI rally?

  1. Hi Rolf, in my experience the cash flow from salary is the one keeping us from frequent meddling of our investment portfolio. When we're not depending on the investment, indirectly we're giving it time to grow.

    Everything will be beautiful in it's time.

    1. Hi Yaruzi,

      I totally agree with you. Frequent meddling of our investment portfolio is never going to do us good because frankly it's not easy to have tactical allocation for retail investor and yet beat those of professional investors. So to me, the best way is to create a balance and well diversified portfolio and let it grow over long term.

      However, I split my portfolio into core portfolio which I don't meddle with and let it grow and also cater few portion of it for trading to have some fun in the up and down. But for those in trading I am prudent and will take profit earlier even when it is going to be marginally lower.

    1. Hi EH,

      Yes for last year, thanks to my superior who resigned. And probably because he fight too hard that the top were not happy, because business in Oil and Gas is errr bad..n need no explanation!

      Many people are already on pay cut or struggling to keep their jobs.

      How about yourself?

  2. Rolf,

    Bulls and Bears both make money 😉

    You buy the dip; sell the rip.

    I sell the rip; buy the dip.


    1. Hi Jared,

      Totally agree.

      The issue is most retail investors are systematic buyers who only go long adopting the "value investing" style.

      Yes, if u have the flexibility to go both ways, that is when there is no such thing as a "bad market!"

      Unfortunately to go both ways, perhaps u require more guts, more deeper pocket, and also more time n skills in the market than part time retailers!

      I belong to the part time retailer 🙁 and u r the former who can go either long or short!

  3. Like you, I have some stocks that I keep long term because they give me good dividends. I have 70% cash at the moment. If the market drops, I will acquire more stocks. I am into dividend investing in both SG and overseas stocks.

    Renewed investor

    1. Hi Renewed investor,

      Thanks for visiting. It seems like a good strategy and I hope that you are successful.

      But at some point 70% cash can be very high, subject to individual situation. For me, I have quite high expenses and because of the depressed O&G industry I am working in, I try to keep more cash. Bear in mind that Cash can be bonds as well.

      Diversified portfolio is good and most importantly, we must be very prudent in the current environment and not make risky bets!

  4. Hi Rolf, I am building up my war chest as market rally. Meanwhile waiting for the next opportunity. OUE H Trust is issuing rights, I may subscribe to it.

    1. Hi Sweet Retirement,

      Sounds like a sensible strategy to build up a warchest as market rally. I am not familiar with OUE HT. Hmm… Hospitality sector Reit/Trust seems like suffering a bit more relative to the rest of the Reit sectors, Issit?

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